Personal Finance Curriculum And Video Series - 861 Words

Whew, where to start? The personal finance class, through Dame Ramsey’s Foundations in Personal Finance textbook and video series really had a lot of useful information, and it is hard to pick out the most impactful chapters and topics. However, I think the most important stuff for me was his five foundations for financial success, which were reinforced throughout the course. I am not downplaying the other important stuff in the course, including learning about the history of credit, budgeting, consumer awareness, investing, insurance, and taxes, but I think that mastering the fundamentals is important, which is why I am choosing to highlight them in this paper. The first foundation (at least for us teenagers) is to establish a $500 emergency fund. For adults, the recommended amount is 3-6 months of expenses, but the principle remains the same. The emergency fund allows you to always have money to cover surprise expenses, avoiding having to go into debt during an emergency sit uation. To do this, you simply create a bank account separate from your regular checking or savings accounts, put money in, and only bring money out of it in the most dire of situations. It may be tempting to use that money for some kind of fancy investment, but you should think of it as more of an insurance than an investment. As for how I am applying this to my life, I have set aside $600 in the bank (away from my regular account) that I will not touch until there is a large enough emergency toShow MoreRelatedThe Financial Management Course Offered At The Benedictine University1860 Words   |  8 Pagesthe stakeholders investment. A few months ago I had the opportunity to enroll and complete an online financial management course at the Benedictine University. The course was taught by one of the proficient professors in the department of finance. Even though I have taken other online courses prior to this class, this particular course is worth analyzing because it was taught by a professor that loves teaching and his love for teaching was apparent in the way he interacted with students. InRead MoreTeen Pregnancy and Sex Education Essay1794 Words   |  8 Pagesmothers are more likely to participate in deviant acts. The Reality Series MTV Networks decided to document the controversial subject of teen pregnancy in the documentary series 16 and Pregnant (see fig1.). Each episode follows the life of a teenage as she goes through growing pains, adolescences while pregnant. No one story is alike. Each offers a different look into a variety of challenges teen moms will face including, finances, high school graduation, and adoption (or whether to raise the child)Read MoreFunctional Areas in Business1844 Words   |  8 PagesTask 1: Research different functional areas, provide definitions of each of these functions: * Customer Servise Customer service is the provision of service to customers before, during and after a purchase. Customer service is a series of activities designed to enhance the level of customer satisfaction – that is, the feeling that a product or service has met the customer expectation. Its importance varies by products, industry and customer; defective or broken merchandise can be exchangedRead MoreLearning Management System1949 Words   |  8 Pagesperformance of users and manages learners across different training objectives and in the identification and assessment of individual and organizational training goals. DEFINITION OF TERMS Animation A  simulation  of movement created by displaying a series of pictures, or frames. Animation starts with independent pictures and puts them together to form the illusion of continuous motion. Course Management Support to span multiple class sessions across an entire course with common goals, adding toolsRead MoreEssay about Uop Library Manual7804 Words   |  32 PagesLeadership Library on the Internet, MarketLine Business Information Center, Mergent BondViewer, Mergent Online, Mergent’s Investordge, Morningsta, Plunkett Research Online, ProQuest Accounting and Tax, ProQuest Historical Annual Reports, ProQuest Snapshot Series 6) Country Profiles and Economic Data†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦14-17 Balance of Payments Statistics, CountryWatch, Culturegrams, Direction of Trade Statistics, EIU Country Data, EIU Country Intelligence, EIU Market Indicators amp; ForecastsRead MoreApa Writing Style and Mechanics7913 Words   |  32 Pagesentire document. The APA Sample Paper provided by the Center for Writing Excellence represents the consensus of several deans and other key academic officials within Apollo Group. The sample paper attempts to match APA style to the University s curriculum and academic services. Nevertheless, in advanced matters of style and formatting, differing interpretations of APA guidelines exist. While this sample paper is offered as a tool to help students with APA style, it is not a definitive or bindingRead MoreSchool Management12126 Words   |  49 Pagesother. This should be something which the school and department leadership should model. Schools which reward intra- and inter-departmental sharing will see a huge increase in the quality of classroom teaching. It is a proven fact that an integrated curriculum is more effective for the student than learning each topic in isolation 9. Communication Is Honest and Frequent The school leadership in a quality school provides teachers, staff, students, and parents with frequent communication about what is happeningRead MoreThe Walt Disney Control Factors4105 Words   |  17 Pagesapproach assures that all employees know and behave as if they were on stage [meaning that they are always on display]. This is [considered a] high standard, yet it is consistently achieved at Disney [because of their vision] (Free, 2007). From my personal experience of attending a few YES (Youth Education Service) Program leadership conferences at Disney World this past spring break I saw this philosophy first hand and heard it from some of the â€Å"cast† members themselves. The Performance Art DirectorRead MoreDarden Mba Resumes16768 Words   |  68 PagesEDUCATION Darden Graduate School of Business Administration University of Virginia Candidate for Master of Business Administration, May 2011 ï‚ · Awarded Batten Innovation Scholarship (merit-based full tuition sch olarship); ï‚ · GMAT: 730; AWA: 5.5 ï‚ · Member of Finance Club, Energy Club and Darden Capital Management Club Charlottesville, VA Nanyang Technological University Singapore Bachelor of Engineering (Computer Engineering) and Minor in Business, June 2006 ï‚ · Awarded full scholarship (among top 50 from overRead MoreSMSC12647 Words   |  51 Pageschild Spiritual, Moral, Social and Cultural development January 2006 Contents 1 Introduction 3 2 Spiritual Development 4 3 Moral Development 8 4 Social Development 12 5 Cultural Development 15 6 SMSC across the curriculum 19 7 Assessing SMSC in the primary school 27 8 Citizenship in secondary schools 34 9 The Christian ethos of the school and sex and relationships education 38 10 Resources and websites 39 1 Introduction Since the 1988 Education reform

The Poverty Of The United States - 959 Words

Introduction â€Å"Poverty in America!† These words really sound conflicting and mismatched. The U.S.A. is assumed to be a land where numerous growth and development opportunities are available in a gross amount. It is a nation with prodigious and abundance resources, ability and materials which enables people to live and fulfil their dreams. The prevalence of poverty in this country is hard to believe, but unfortunately it is a fact (Rank, 2004). There are many people in the U.S.A. who cannot afford their primary needs and health care. They do not have homes and many of them, sleep under a bridge or benches at a park, single mothers living in a very small space with her children and adults having very less earnings (Kowalski, 2003). There are several working families which can be categorized in the list of below the poverty line. Views about poverty Individualistic, structuralist and fatalistic views are believed to be three root-causes of poverty. According to individualistic behaviour, the personal characteristics are responsible for the issue of poverty (Poverties, 2012). The defaults of socioeconomic systems are viewed as causes of poverty in structuralist behaviour. Moreover, the believers of fatalistic views stated that the destiny and luck of an individual determines different phases of his life. The people belonging to high income group supports the individualistic views, while according to people belonging to low income group, the strains of social and economicShow MoreRelatedThe Poverty Of The United States1727 Words   |  7 PagesPoverty defined by the American Heritage Dictionary is â€Å"lack of the means of providing material needs or comforts† (Hirokazu Yoshikawa, 2012). Poverty in the United States is an issue that is often times overlooked because the focus of poverty is on developing and struggling cou ntries. People often think America does not experience poverty because it is such a thriving country. The problem with this is that America is indeed struggling with poverty: â€Å"there are currently 488 counties in America whereRead MoreThe Poverty Of The United States1548 Words   |  7 Pagescitizens in poverty has risen. Several organizations have been set up to help those who suffer from poverty and provide their everyday needs. There are always ways where a community can help eliminate the amount of people suffering poverty. Government has an influence on how much money flow there is in the United States such as the FED, which was created to help maintain a stable monetary and financial system and control the money supply. People themselves can also help from falling into poverty, butRead MorePoverty Of The United States1408 Words   |  6 PagesWhen people hear the word poverty many people think of the bad connotations that come with it like, smelly homeless people th at are crackheads and disease holders. Some people may even think they are uneducated or not hard working enough and rather ask for money instead of trying to get a job. Although a small portion of that may be true to some homeless people due to addictions on drugs and the toll it takes on their lives. The majority of homeless people are either veterans or immigrants, who findRead MorePoverty in the United States755 Words   |  4 PagesPoverty in the United States is getting in inferior quality every day and nothing is being done about it. Many people who want to help the poor, but no one knows exactly how to help them. A primary reason for people not taking action is because of lack of information that is provided about issues on poverty. Poverty is defined as the state of one who lacks a usual or socially acceptable amount of money or material possessions. According to the U.S. Census Bureau data released Tuesday September 13thRead MorePoverty Of The United States Essay1369 Word s   |  6 PagesPoverty within the United States is defined as â€Å"having an income below a federally determined poverty threshold. † Poverty thresholds were developed by the United States government in the 60s. Over time these thresholds are adjusted to account for inflation; it is typical to adjust the poverty threshold levels annually. They represent the government’s estimate of the point below which a family has insufficient resources to meet their basic needs. Any family with less income than that establishedRead MoreThe Poverty Of The United States Essay1385 Words   |  6 Pages The Character of Poverty in America Poverty has always been a key factor in United States History. Ever sense Americas birth there have been groups affected by poverty, but the forms of the poverty that affected these groups have changed as well as the nature of poverty itself in the USA. The abolition of slavery, the forced assimilation of native Americans, and mass immigration changed character of poverty within the united states change due to an evolution from agriculture to industry and a changeRead MoreThe Poverty Of The United States1531 Words   |  7 Pagessuch dialog, topics on the increasing and rather consistent levels of poverty in some regions in America are touched on as well. Poverty is defined as a condition where one’s basics needs for food, clothing, and shelter are not being met (What Is Poverty? â€Å"). From sea to shining sea, more than 15 percent of the American population live in poverty, a total of people over 46 million. Many who live in poverty within the United States live in areas that were once thriving from the country’s economic growthRead MoreThe Poverty Of The United States1746 Words   |  7 PagesWhat is poverty? A question most Americans will not have to think twice before answering. Poverty is, of course, simply a lack of money. The views of a specific person will defer when politics or morals are introduced, however, the idea stays the same. Those in poverty are there because they have less money than what has been decided to be livable. Poverty has changed significantly over the last two hundred years in the United States, and yet, the measurement has hardly changed since it was createdRead MorePoverty Of The United States1475 Words   |  6 Pages â€Æ' Poverty in the United States is defined as a social problem. As outlined in the text, a social problem is â€Å"a condition that undermines the well-being of some or all members of a society and is usually a matter of public controversy†. It is easy to see that there is a large economic divide in the United States, but with only a small percentage of people in the highest income stratification and the vast majority struggling to get by, the majority of United States citizens agree that there is tooRead MorePoverty in the United States1061 Words   |  5 PagesThe Background of Poverty in America In the United States, there are about more than forty-six million people living in impoverished conditions today. Poverty is a major conflict issue in this country amongst people who are part of the lower class because American families always had a hard time making ends meet, even before the Great Recession began. Living in poverty puts them at a disadvantage because they have to choose between necessitates like health care, child care, and food in order to

Creative Writing Workshop for Public High Schools Free Essays

Creativeness is a natural gift that one possesses even from his or her birth and which requires constant use or exercise and continued development for it to remain spirited and change for the better. Organizing and implementing an effective workshop on creative writing will be beneficial to a particular group of people targeted to be well-informed on how to write short and long stories as well as narratives. This Creative Writing Workshop was specifically designed and programmed for public high school students across the country because of the small involvement and appreciation of creative writing. We will write a custom essay sample on Creative Writing Workshop for Public High Schools or any similar topic only for you Order Now This activity also aims to make writing and reading a beneficial act, if not a force habit, for the said students and eventually make creating writing and reading a requirement in public high schools’ curriculum. This Creative Writing Workshop and Activities in United Kingdom is for public high school students with various interests such as intellectual institutions, commercial enterprise, the arts, natural and social sciences and other services which will suit one’s preference. Whether the high school student is just beginning or already a seasoned writer and just like to extend his or her creative writing in new perspective, this practical workshop is programmed to offer a sense and appreciation of different genres. We are in charge of a broad scope of creative writing and literature. Our yearly programme and production of publications that includes a website, a range of modern creative writing references, and internet sites showcase creative writing versions, details on modern creative writers and an online reading associations. Our latest preference and the focus of areas of activities are the promotion and development of creative writing for young people such as high school students in public high schools. This is because these soon-to-be creative writing students, when properly groomed and guided, will definitely represent an advance level in the evolution of their group. This new breed of creative writers may replace coffee and computer houses with conference venues and will expect regular and above average paychecks in the future. Furthermore, this workshop intends that participants from public secondary institutions will eventually turn to be more advantageous in their writing development compared with their counterparts in the private high schools. Patterned from the Brighton, England’s THE SOUTH, a writer’s network and literary arts agency whose service includes creative writing, this Creative Writing Workshop was proposed for the use of public high school students. This particular program will be spearheaded by professional creative and literary writer who are seasoned in dealing with young people. Types of Workshop The literary genre of Poetry, creative writing and reading or skill workshops and activities that will help a public high school student is the composition of this type of workshop. The workshop will concentrate on particular writers, or specific literary genres, or about genres, or on various topics or demands which include the natural science, the aspect of safe reproduction practice, family aspect, teachers (or the manner of teaching), substance abuse, neighborhood crime and racialism. In particular, the workshop will deal with specific or single workshops or a scope of actions as part of the Creative Writing Week as well as a combination of a media and transverse art form workshops to arouse one’s creativeness utilizing one’s literary or expressed statements celebration. One’s writing techniques and skill will be developed and improved by employing a curriculum which will focus on creative reading and writing workshops and where every public high school student’s needs can be addressed. Additionally, the workshop will touch on creative writing classes for faculty members, study-support personnel and specific public school rooms associates. Meanwhile, the plan study includes the Writers-in-Residence Project which will give the participants effective creative writing skills and techniques, the pleasure of discovering oneself, and a memorable and fruitful experience with the writing procedures. The said project is a five-month program immersing public high school students in the reasoning, imagining, and creation of thoughts that composes a powerful creative writing work. The project is open to concerned and interested secondary students who have presented a unique ability and skill and interested in advancing them to create a full-length and published works. This Writer-in-Residence programme eases the work of a creative writer both in practical and financial aspects. The position can be practiced from 6 months up to a year. During this time the writer is inspired to create another creative writing that may be presented when the residency ends. The residency in a way helps or returns something to the society where he or she stayed such as workshop activities, writers associations, and conception of creative work invigorated by the community. The residency invites all creative writers, published or not, regardless of race, religion, nationality, age, professional experience, sexual preference, are of residence, or economic status. All residents are chosen primarily on the aspect of the anonymous details and writing samples provided in their applications. For more information on the selection process, please see ____. Workshop schedule (day and venue) The group is glad to work in a manner that best fits one’s preference and according to the day, time, and venue that work for the high school participant. The various activities within the workshop can be done in one’s school venue, secondary institution or centre. It can also be conducted at a different place such as a depository area, art gallery, historic dwelling, or place for travelers. The workshop’s theme can be developed according to the preference of the venue. This can be scheduled during the period when high school students are on their term paper or project processing, during holidays, and in time of normal or off school and office hours. The workshop can also gather functions for little group (maximum of 10 high school students) in a designated Workshop Room at any public high school. Participants including the faculty members can engage in our regular programme of open workshops and may join our socialization plan. Rationale of the workshop Generally, people are conscious of the fact that communication, particularly that is intended for print, is personally owned by a specific person. However, others regard books and print materials as unrealistic to ignite one’s creativity or they fail to capture one’s vision. This is because they find that they do not have the time to attest to their own precept of creative writing. Purpose of the workshop Through this workshop, we aim that any public high school student, regardless of his or her age and heritage, could have the opportunity to be endowed and enriched by creative writing. For them to be able to show their real personalities, either verbally or in print, and deal with their ideas and emotion. We intend that the participants will have the expertise to claim language and own their own works and to build and search their respective attributes. We make a harmless area where high school students’ expressions get a boost for them to enjoy the written and verbal creative writings and for the said participants to get out of their comfort zones and emerge as expert creative writers. Effect of the workshop Dealing and being into a work place with professional and seasoned creative writers will definitely have a compelling effect on the participants, both the high school students and their teachers. Getting away from the traditional method of learning, the participants will have the chance to experience and search for examples of good and effective creative writing. The workshop will open an opportunity and lead the participants to the force of creative writing as well as reading and make himself or herself as someone with authority who can excite others about the beauty of creative writing without antagonizing the audience. Aside from the high school students, their teachers can also benefit as they will emerge renewed with fresh thoughts on the process of creative writing. Procedure For this workshop, we propose a procedure that will assure that students will get maximum benefits from the activities in terms of creative arousal, self-manifestation, mentoring, learning details, self-esteem and publication productions. We will invite practitioners in the field of creative writing as the resource speakers or facilitators of the workshop. The speakers will conduct theoretical discussions to be followed by open forum where the participants and the speakers can discuss the merits of the activities. The participants will also be given time to apply the workshop’s principles and theories. Requirement and result The workshop will necessitate careful study of particular requirement and result and will request participants to accomplish a survey/report paper. Then, we will eventually give an acceptable and flexible workshop proposal with appropriate recommendations. Since seeing a creative work put into print means accomplishment and boost to one’s ability, the workshop proposes the provision of all required assistance for actual performance in the activities and eventual publication of the works. These may include the plan and publication of participants’ collection of creative writing papers and their video presentation. Similar successful workshops Successful workshops with similar programs involving creative writing, literary/poetry recital, video productions of dance and street arts workshops as well as in museums and galleries at different public high schools and communities are found in Hove, Sussex and the south of England and those creative writing and drawing workshops at Brighton. Price of the workshop The workshop charges a minimum of ?500. However, for the specific requirement of a particular group of high school students, we will request them to contact us for a detailed costing so that the financial proposal will fit into your project. For inquiries, you can reach us at (proposed name, contact numbers and online information about the organization facilitating the creative writing workshop). How to cite Creative Writing Workshop for Public High Schools, Papers

A Mothers Influence Essay Example For Students

A Mothers Influence Essay From the moment someone is born, they are influenced by their surroundings. Perhaps the most substantial of these influences are the people they come into contact with; teachers, friends, strangers, co-workers and most importantly, family. My mother drew me to the medical field and my love and fascination of childbirth has led me to focus on becoming a labor and delivery nurse. When I was four my mom became a licensed practical nurse. I remember attending her graduation and knew that she gave people medicine and helped them. My mom inspired my father to also become a nurse, and shortly after her graduation he began his studies. I could never imagine at that age that I would follow their footsteps in my adult years. After my dad graduated, both of my parents worked in a childrens nursing home in Wabash. They worked doubles every weekend so my brother and I would usually stay with our grandparents. Sometimes my mom would let me stay home and ride to work with her. I would go in for shift change and ride back home with my dad. It was during this time that I met and befriended many of the patients. My parents taught me what the different machines and devices were used for. At seven I knew what a trach and g-tube were for. This was not general knowledge for someone as young as I was, but learning about all of the devices fascinated me and I was eager to learn more. After several years both of my parents switched from working in a facility to home health care. This meant they would go to a clients house to care for them. Often times the kids would come to our house and stay for the weekend. This allowed me to observe and and sometimes help with the everyday medical needs of the kids. In doing this, I learned a lot about life and the struggles these families faced in caring for a special needs child. Being enveloped in the treatment and care of the patients gave me the knowledge needed in the care of my own children when they become sick or get hurt. Because of my upbringing, I knew I wanted to be a nurse at a young age. There are so many career options in nursing and I want to help people. Helping others is something I enjoy and it makes me feel good. Like my parents, I initially wanted to help special needs patients, but after the less than perfect birth of my first child I decided that my calling was to be a labor and delivery nurse. Childbirth is something that fascinates me. It is amazing and beautiful to witness and it would be an extremely fulfilling career to assist parents in the birth of their child on a daily basis. I have already learned so much about labor and delivery through my own research and experiences. I am a self proclaimed labor and delivery junkie so to say. Aside from having a good doctor, there is nothing better than having an exceptional nurse who knows exactly what you are experiencing and feeling. There is always that one nurse who goes above and beyond, who is unforgettable and leaves a lasting impression. I understand how a new mother feels, I can be that nurse. I have worked in the healthcare field for 10 years, but have only recently begun pursuing my dream of becoming a nurse. Life happened and I never took the time to focus on myself or to find my true calling and who I really was. My mom has told me how hard it will be, especially since I have three kids, but I think back to my formative years and how she, and eventually my dad, were able to do it. Likewise, my grandma was a teacher for over 30 years before she returned to school to become a nurse at the age of 65. They have all shown me that nothing is impossible with hard work and dedication. I believe my early introduction to the medical field will give me an advantage in my studies, and I thank my mom for being the one to introduce all of us to the medical field. .u8f7e470407f8ef12b2a5c28aff52c92d , .u8f7e470407f8ef12b2a5c28aff52c92d .postImageUrl , .u8f7e470407f8ef12b2a5c28aff52c92d .centered-text-area { min-height: 80px; position: relative; } .u8f7e470407f8ef12b2a5c28aff52c92d , .u8f7e470407f8ef12b2a5c28aff52c92d:hover , .u8f7e470407f8ef12b2a5c28aff52c92d:visited , .u8f7e470407f8ef12b2a5c28aff52c92d:active { border:0!important; } .u8f7e470407f8ef12b2a5c28aff52c92d .clearfix:after { content: ""; display: table; clear: both; } .u8f7e470407f8ef12b2a5c28aff52c92d { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u8f7e470407f8ef12b2a5c28aff52c92d:active , .u8f7e470407f8ef12b2a5c28aff52c92d:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u8f7e470407f8ef12b2a5c28aff52c92d .centered-text-area { width: 100%; position: relative ; } .u8f7e470407f8ef12b2a5c28aff52c92d .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u8f7e470407f8ef12b2a5c28aff52c92d .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u8f7e470407f8ef12b2a5c28aff52c92d .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u8f7e470407f8ef12b2a5c28aff52c92d:hover .ctaButton { background-color: #34495E!important; } .u8f7e470407f8ef12b2a5c28aff52c92d .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u8f7e470407f8ef12b2a5c28aff52c92d .u8f7e470407f8ef12b2a5c28aff52c92d-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u8f7e470407f8ef12b2a5c28aff52c92d:after { content: ""; display: block; clear: both; } READ: Economics Essay QuestionsI think back and wish I would have began my studies at a younger age before I had children and household responsibilities, but I believe everything happens for a reason. I am more mature and focused than I was when I had my first child. I am looking forward to this chapter in my life and seeing where this journey will take me. I know this is going to be a long road with struggles, bumps and roadblocks, but Im ready to tackle it head on and prove what I am capable of. I can only hope that I influence my own children in the same way that my mother influenced me.