Personal Finance Curriculum And Video Series - 861 Words

Whew, where to start? The personal finance class, through Dame Ramsey’s Foundations in Personal Finance textbook and video series really had a lot of useful information, and it is hard to pick out the most impactful chapters and topics. However, I think the most important stuff for me was his five foundations for financial success, which were reinforced throughout the course. I am not downplaying the other important stuff in the course, including learning about the history of credit, budgeting, consumer awareness, investing, insurance, and taxes, but I think that mastering the fundamentals is important, which is why I am choosing to highlight them in this paper. The first foundation (at least for us teenagers) is to establish a $500 emergency fund. For adults, the recommended amount is 3-6 months of expenses, but the principle remains the same. The emergency fund allows you to always have money to cover surprise expenses, avoiding having to go into debt during an emergency sit uation. To do this, you simply create a bank account separate from your regular checking or savings accounts, put money in, and only bring money out of it in the most dire of situations. It may be tempting to use that money for some kind of fancy investment, but you should think of it as more of an insurance than an investment. As for how I am applying this to my life, I have set aside $600 in the bank (away from my regular account) that I will not touch until there is a large enough emergency toShow MoreRelatedThe Financial Management Course Offered At The Benedictine University1860 Words   |  8 Pagesthe stakeholders investment. A few months ago I had the opportunity to enroll and complete an online financial management course at the Benedictine University. The course was taught by one of the proficient professors in the department of finance. Even though I have taken other online courses prior to this class, this particular course is worth analyzing because it was taught by a professor that loves teaching and his love for teaching was apparent in the way he interacted with students. InRead MoreTeen Pregnancy and Sex Education Essay1794 Words   |  8 Pagesmothers are more likely to participate in deviant acts. The Reality Series MTV Networks decided to document the controversial subject of teen pregnancy in the documentary series 16 and Pregnant (see fig1.). Each episode follows the life of a teenage as she goes through growing pains, adolescences while pregnant. No one story is alike. Each offers a different look into a variety of challenges teen moms will face including, finances, high school graduation, and adoption (or whether to raise the child)Read MoreFunctional Areas in Business1844 Words   |  8 PagesTask 1: Research different functional areas, provide definitions of each of these functions: * Customer Servise Customer service is the provision of service to customers before, during and after a purchase. Customer service is a series of activities designed to enhance the level of customer satisfaction – that is, the feeling that a product or service has met the customer expectation. Its importance varies by products, industry and customer; defective or broken merchandise can be exchangedRead MoreLearning Management System1949 Words   |  8 Pagesperformance of users and manages learners across different training objectives and in the identification and assessment of individual and organizational training goals. DEFINITION OF TERMS Animation A  simulation  of movement created by displaying a series of pictures, or frames. Animation starts with independent pictures and puts them together to form the illusion of continuous motion. Course Management Support to span multiple class sessions across an entire course with common goals, adding toolsRead MoreEssay about Uop Library Manual7804 Words   |  32 PagesLeadership Library on the Internet, MarketLine Business Information Center, Mergent BondViewer, Mergent Online, Mergent’s Investordge, Morningsta, Plunkett Research Online, ProQuest Accounting and Tax, ProQuest Historical Annual Reports, ProQuest Snapshot Series 6) Country Profiles and Economic Data†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦14-17 Balance of Payments Statistics, CountryWatch, Culturegrams, Direction of Trade Statistics, EIU Country Data, EIU Country Intelligence, EIU Market Indicators amp; ForecastsRead MoreApa Writing Style and Mechanics7913 Words   |  32 Pagesentire document. The APA Sample Paper provided by the Center for Writing Excellence represents the consensus of several deans and other key academic officials within Apollo Group. The sample paper attempts to match APA style to the University s curriculum and academic services. Nevertheless, in advanced matters of style and formatting, differing interpretations of APA guidelines exist. While this sample paper is offered as a tool to help students with APA style, it is not a definitive or bindingRead MoreSchool Management12126 Words   |  49 Pagesother. This should be something which the school and department leadership should model. Schools which reward intra- and inter-departmental sharing will see a huge increase in the quality of classroom teaching. It is a proven fact that an integrated curriculum is more effective for the student than learning each topic in isolation 9. Communication Is Honest and Frequent The school leadership in a quality school provides teachers, staff, students, and parents with frequent communication about what is happeningRead MoreThe Walt Disney Control Factors4105 Words   |  17 Pagesapproach assures that all employees know and behave as if they were on stage [meaning that they are always on display]. This is [considered a] high standard, yet it is consistently achieved at Disney [because of their vision] (Free, 2007). From my personal experience of attending a few YES (Youth Education Service) Program leadership conferences at Disney World this past spring break I saw this philosophy first hand and heard it from some of the â€Å"cast† members themselves. The Performance Art DirectorRead MoreDarden Mba Resumes16768 Words   |  68 PagesEDUCATION Darden Graduate School of Business Administration University of Virginia Candidate for Master of Business Administration, May 2011 ï‚ · Awarded Batten Innovation Scholarship (merit-based full tuition sch olarship); ï‚ · GMAT: 730; AWA: 5.5 ï‚ · Member of Finance Club, Energy Club and Darden Capital Management Club Charlottesville, VA Nanyang Technological University Singapore Bachelor of Engineering (Computer Engineering) and Minor in Business, June 2006 ï‚ · Awarded full scholarship (among top 50 from overRead MoreSMSC12647 Words   |  51 Pageschild Spiritual, Moral, Social and Cultural development January 2006 Contents 1 Introduction 3 2 Spiritual Development 4 3 Moral Development 8 4 Social Development 12 5 Cultural Development 15 6 SMSC across the curriculum 19 7 Assessing SMSC in the primary school 27 8 Citizenship in secondary schools 34 9 The Christian ethos of the school and sex and relationships education 38 10 Resources and websites 39 1 Introduction Since the 1988 Education reform